Terms of Use

Last updated: 3 April 2026

These Terms of Use govern access to and use of the website zinvante.com and all content, materials, and services made available through it. By accessing or using this website, you agree to be bound by these terms. If you do not agree, please do not use the website.

Clause 1 — Identity of the Operator

Zinvante SRL operates this website. Registered address: Concepción Arenal 4092, C1427 Ciudad Autónoma de Buenos Aires, Argentina. CUIT: 30-24113581-2. Inscripción IGJ No. 18630646. Contact: info@zinvante.com.

Definition: Website The website refers to all pages, content, and features available under the domain zinvante.com, including both the /en/ and /es/ language versions and all subpages.

Clause 2 — Purpose and Nature of Content

The website provides educational content on personal finance topics including budgeting, saving, inflation, credit, and related financial concepts. All content is informational and educational in nature. Nothing on this website constitutes financial advice, investment advice, tax advice, legal advice, or any other form of professional advice tailored to any individual's personal circumstances.

Definition: Educational Content Content designed to explain financial concepts and principles in general terms, without reference to any specific individual's financial situation, goals, or needs. Educational content is not a substitute for professional financial advice.

Clause 3 — Permitted Use

You may access and use the website for personal, non-commercial educational purposes. You may browse, read, and print content for your own personal use. You may not reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any content from this website without prior written permission from Zinvante SRL.

You agree not to use the website in any way that is unlawful, harmful, or that could impair the website's functionality or accessibility for other users.

Clause 4 — Intellectual Property

All content on this website, including text, graphics, logos, images, and educational materials, is the property of Zinvante SRL or its content suppliers and is protected by applicable Argentine intellectual property law. The Zinvante name, logo, and associated branding are the exclusive property of Zinvante SRL.

Nothing in these terms grants you any right to use the intellectual property of Zinvante SRL beyond what is expressly permitted in Clause 3.

Clause 5 — No Financial Advice Disclaimer

The content on this website is provided for general educational purposes only. Zinvante SRL is not a financial advisor, investment advisor, broker, or any other type of regulated financial services provider. The educational content does not take into account the specific financial situation, objectives, or needs of any individual user.

Users should not make financial decisions based solely on the educational content of this website. For decisions affecting your personal financial situation, we recommend consulting a qualified professional who is appropriately licensed under Argentine law.

Clause 6 — Accuracy of Information

Zinvante SRL makes reasonable efforts to ensure that educational content is accurate and up to date at the time of publication. However, financial concepts, regulations, and economic conditions change over time. We do not warrant that all content is current, complete, or free from error. Users should verify important information independently before relying on it.

Clause 7 — External Links

The website may contain links to external websites for reference purposes. These links are provided for convenience only. Zinvante SRL does not control and is not responsible for the content, accuracy, or practices of external websites. The inclusion of a link does not imply endorsement of the linked site.

Clause 8 — Limitation of Liability

To the extent permitted by applicable Argentine law, Zinvante SRL shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising from your use of, or inability to use, this website or its content. This includes any loss arising from reliance on educational content for financial decision-making.

Clause 9 — Modifications to the Website and Terms

Zinvante SRL reserves the right to modify, suspend, or discontinue any part of the website at any time without notice. We also reserve the right to update these Terms of Use at any time. Updated terms will be posted on this page with a revised date. Continued use of the website after any modification constitutes acceptance of the updated terms.

Clause 10 — Governing Law and Jurisdiction

These Terms of Use are governed by and construed in accordance with the laws of the Republic of Argentina. Any dispute arising from or relating to these terms or the use of this website shall be submitted to the exclusive jurisdiction of the ordinary courts of the Ciudad Autónoma de Buenos Aires, Argentina, with the parties expressly waiving any other jurisdiction that might apply.

Clause 11 — Contact

For any questions relating to these Terms of Use, please contact us at info@zinvante.com or write to us at Concepción Arenal 4092, C1427 CABA, Argentina.